{"id":1104,"date":"2022-04-13T14:43:33","date_gmt":"2022-04-13T18:43:33","guid":{"rendered":"https:\/\/manhattancardiology.com\/understanding-copays-deductibles-and-coinsurance\/"},"modified":"2026-07-27T00:51:15","modified_gmt":"2026-07-27T04:51:15","slug":"understanding-copays-deductibles-and-coinsurance","status":"publish","type":"post","link":"https:\/\/manhattancardiology.com\/es\/blog\/understanding-copays-deductibles-and-coinsurance\/","title":{"rendered":"Understanding Copays, Deductibles, and Coinsurance"},"content":{"rendered":"<p>Navigating your health insurance can be confusing. We are here to help you understand your out-of-pocket expenses so that you can better manage your health-care costs.<\/p>\n<p><strong>Out-of-pocket expenses include:<\/strong><br clear=\"none\" \/><br clear=\"none\" \/><a href=\"https:\/\/www.medicalofficesofmanhattan.com\/blog\/understanding-deductibles-other-health-insurance-terms\" target=\"_blank\" rel=\"noopener\" shape=\"rect\"><strong>Copay:<\/strong><\/a>\u00a0A copay is a fixed amount that you pay for medical services at the time of the service. The cost of the copay may vary depending on if the visit is to a primary care doctor or specialist.<br clear=\"none\" \/><br clear=\"none\" \/><a href=\"https:\/\/www.medicalofficesofmanhattan.com\/blog\/understanding-deductibles-other-health-insurance-terms\" target=\"_blank\" rel=\"noopener\" shape=\"rect\"><strong>Deductible:<\/strong><\/a>\u00a0A deductible is a fixed amount that you must pay each year before the insurance company begins to share the costs.<br clear=\"none\" \/><br clear=\"none\" \/><a href=\"https:\/\/www.medicalofficesofmanhattan.com\/blog\/understanding-deductibles-other-health-insurance-terms\/\" target=\"_blank\" rel=\"noopener\" shape=\"rect\"><strong>Coinsurance:<\/strong><\/a>\u00a0After your deductible has been met, you and your insurance company each pay for a percentage of the medical service. This is called coinsurance.<br clear=\"none\" \/><br clear=\"none\" \/>If you have any questions or need assistance understanding your insurance, our staff is always available to assist.<\/p>","protected":false},"excerpt":{"rendered":"<p>Navigating your health insurance can be confusing. We are here to help you understand your out-of-pocket expenses so that you can better manage your health-care costs. Out-of-pocket expenses include:Copay:\u00a0A copay is a fixed amount that you pay for medical services at the time of the service. The cost of the copay may vary depending on [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1105,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[125],"tags":[],"class_list":["post-1104","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Copays, Deductibles &amp; Coinsurance | Manhattan Cardiology<\/title>\n<meta name=\"description\" content=\"Demystify copays, deductibles, and coinsurance. Get a clear understanding of healthcare costs at Manhattan Cardiology. 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