{"id":1104,"date":"2022-04-13T14:43:33","date_gmt":"2022-04-13T18:43:33","guid":{"rendered":"https:\/\/manhattancardiology.com\/understanding-copays-deductibles-and-coinsurance\/"},"modified":"2026-07-27T00:51:15","modified_gmt":"2026-07-27T04:51:15","slug":"understanding-copays-deductibles-and-coinsurance","status":"publish","type":"post","link":"https:\/\/manhattancardiology.com\/es\/blog\/understanding-copays-deductibles-and-coinsurance\/","title":{"rendered":"Comprender los copagos, los deducibles y el coaseguro"},"content":{"rendered":"<p>Conocer tu seguro de salud puede ser confuso. Estamos aqu\u00ed para ayudarte a entender tus gastos personales, de manera que puedas administrar mejor tus costos de atenci\u00f3n m\u00e9dica.<\/p>\n<p><strong>Los gastos propios del paciente incluyen:<\/strong><br clear=\"none\" \/><br clear=\"none\" \/><a href=\"https:\/\/www.medicalofficesofmanhattan.com\/blog\/understanding-deductibles-other-health-insurance-terms\" target=\"_blank\" rel=\"noopener\" shape=\"rect\"><strong>Copay:<\/strong><\/a>\u00a0El copago es una cantidad fija que usted paga por los servicios m\u00e9dicos en el momento de la prestaci\u00f3n del servicio. El costo del copago puede variar seg\u00fan si la visita se realiza ante un m\u00e9dico de atenci\u00f3n primaria o un especialista.<br clear=\"none\" \/><br clear=\"none\" \/><a href=\"https:\/\/www.medicalofficesofmanhattan.com\/blog\/understanding-deductibles-other-health-insurance-terms\" target=\"_blank\" rel=\"noopener\" shape=\"rect\"><strong>Deducible:<\/strong><\/a>\u00a0Una franquicia es una cantidad fija que debe pagarse cada a\u00f1o antes de que la compa\u00f1\u00eda de seguros comience a compartir los costos.<br clear=\"none\" \/><br clear=\"none\" \/><a href=\"https:\/\/www.medicalofficesofmanhattan.com\/blog\/understanding-deductibles-other-health-insurance-terms\/\" target=\"_blank\" rel=\"noopener\" shape=\"rect\"><strong>Coaseguro:<\/strong><\/a>\u00a0Despu\u00e9s de que se haya alcanzado el monto del deducible, usted y su compa\u00f1\u00eda de seguros pagar\u00e1n cada uno una parte del costo del servicio m\u00e9dico. Esto se denomina co-seguro.<br clear=\"none\" \/><br clear=\"none\" \/>Si tiene alguna pregunta o necesita ayuda para entender su seguro, nuestro personal est\u00e1 siempre disponible para ayudarle.<\/p>","protected":false},"excerpt":{"rendered":"<p>Navigating your health insurance can be confusing. We are here to help you understand your out-of-pocket expenses so that you can better manage your health-care costs. Out-of-pocket expenses include:Copay:\u00a0A copay is a fixed amount that you pay for medical services at the time of the service. The cost of the copay may vary depending on [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1105,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[125],"tags":[],"class_list":["post-1104","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Copays, Deductibles &amp; Coinsurance | Manhattan Cardiology<\/title>\n<meta name=\"description\" content=\"Demystify copays, deductibles, and coinsurance. Get a clear understanding of healthcare costs at Manhattan Cardiology. Unlock financial knowledge today.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/manhattancardiology.com\/es\/blog\/understanding-copays-deductibles-and-coinsurance\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Copays, Deductibles &amp; Coinsurance | Manhattan Cardiology\" \/>\n<meta property=\"og:description\" content=\"Demystify copays, deductibles, and coinsurance. Get a clear understanding of healthcare costs at Manhattan Cardiology. Unlock financial knowledge today.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/manhattancardiology.com\/es\/blog\/understanding-copays-deductibles-and-coinsurance\/\" \/>\n<meta property=\"og:site_name\" content=\"Manhattan Cardiology\" \/>\n<meta property=\"article:published_time\" content=\"2022-04-13T18:43:33+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-07-27T04:51:15+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/manhattancardiology.com\/wp-content\/uploads\/2022\/12\/understanding-insurance.png\" \/>\n\t<meta property=\"og:image:width\" content=\"550\" \/>\n\t<meta property=\"og:image:height\" content=\"310\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"twm-admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"twm-admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minuto\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/manhattancardiology.com\/blog\/understanding-copays-deductibles-and-coinsurance\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/manhattancardiology.com\/blog\/understanding-copays-deductibles-and-coinsurance\/\"},\"author\":{\"name\":\"twm-admin\",\"@id\":\"https:\/\/manhattancardiology.com\/#\/schema\/person\/d65a962cfb89e37b11e288594db274f6\"},\"headline\":\"Understanding Copays, Deductibles, and Coinsurance\",\"datePublished\":\"2022-04-13T18:43:33+00:00\",\"dateModified\":\"2026-07-27T04:51:15+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/manhattancardiology.com\/blog\/understanding-copays-deductibles-and-coinsurance\/\"},\"wordCount\":138,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/manhattancardiology.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/manhattancardiology.com\/blog\/understanding-copays-deductibles-and-coinsurance\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/manhattancardiology.com\/wp-content\/uploads\/2022\/12\/understanding-insurance.png\",\"articleSection\":[\"Blog\"],\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/manhattancardiology.com\/blog\/understanding-copays-deductibles-and-coinsurance\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/manhattancardiology.com\/blog\/understanding-copays-deductibles-and-coinsurance\/\",\"url\":\"https:\/\/manhattancardiology.com\/blog\/understanding-copays-deductibles-and-coinsurance\/\",\"name\":\"Copays, Deductibles & Coinsurance | Manhattan Cardiology\",\"isPartOf\":{\"@id\":\"https:\/\/manhattancardiology.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/manhattancardiology.com\/blog\/understanding-copays-deductibles-and-coinsurance\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/manhattancardiology.com\/blog\/understanding-copays-deductibles-and-coinsurance\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/manhattancardiology.com\/wp-content\/uploads\/2022\/12\/understanding-insurance.png\",\"datePublished\":\"2022-04-13T18:43:33+00:00\",\"dateModified\":\"2026-07-27T04:51:15+00:00\",\"description\":\"Demystify copays, deductibles, and coinsurance. Get a clear understanding of healthcare costs at Manhattan Cardiology. Unlock financial knowledge today.\",\"breadcrumb\":{\"@id\":\"https:\/\/manhattancardiology.com\/blog\/understanding-copays-deductibles-and-coinsurance\/#breadcrumb\"},\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/manhattancardiology.com\/blog\/understanding-copays-deductibles-and-coinsurance\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\/\/manhattancardiology.com\/blog\/understanding-copays-deductibles-and-coinsurance\/#primaryimage\",\"url\":\"https:\/\/manhattancardiology.com\/wp-content\/uploads\/2022\/12\/understanding-insurance.png\",\"contentUrl\":\"https:\/\/manhattancardiology.com\/wp-content\/uploads\/2022\/12\/understanding-insurance.png\",\"width\":550,\"height\":310,\"caption\":\"understanding insurance\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/manhattancardiology.com\/blog\/understanding-copays-deductibles-and-coinsurance\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/manhattancardiology.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Understanding Copays, Deductibles, and Coinsurance\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/manhattancardiology.com\/#website\",\"url\":\"https:\/\/manhattancardiology.com\/\",\"name\":\"Manhattan Cardiology\",\"description\":\"World Class Heart &amp; Vascular Care and Treatment\",\"publisher\":{\"@id\":\"https:\/\/manhattancardiology.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/manhattancardiology.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/manhattancardiology.com\/#organization\",\"name\":\"Manhattan Cardiology\",\"url\":\"https:\/\/manhattancardiology.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\/\/manhattancardiology.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/manhattancardiology.com\/wp-content\/uploads\/2023\/02\/MC-w-Tagline-400.png\",\"contentUrl\":\"https:\/\/manhattancardiology.com\/wp-content\/uploads\/2023\/02\/MC-w-Tagline-400.png\",\"width\":400,\"height\":100,\"caption\":\"Manhattan Cardiology\"},\"image\":{\"@id\":\"https:\/\/manhattancardiology.com\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/manhattancardiology.com\/#\/schema\/person\/d65a962cfb89e37b11e288594db274f6\",\"name\":\"twm-admin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\/\/manhattancardiology.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/f4acb83bbccf8fb2633ff95e8844f77315d21d0a2300a177eafd83d8704f1f4e?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/f4acb83bbccf8fb2633ff95e8844f77315d21d0a2300a177eafd83d8704f1f4e?s=96&d=mm&r=g\",\"caption\":\"twm-admin\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Copays, Deductibles & Coinsurance | Manhattan Cardiology","description":"Demystify copays, deductibles, and coinsurance. Get a clear understanding of healthcare costs at Manhattan Cardiology. Unlock financial knowledge today.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/manhattancardiology.com\/es\/blog\/understanding-copays-deductibles-and-coinsurance\/","og_locale":"es_ES","og_type":"article","og_title":"Copays, Deductibles & Coinsurance | Manhattan Cardiology","og_description":"Demystify copays, deductibles, and coinsurance. Get a clear understanding of healthcare costs at Manhattan Cardiology. Unlock financial knowledge today.","og_url":"https:\/\/manhattancardiology.com\/es\/blog\/understanding-copays-deductibles-and-coinsurance\/","og_site_name":"Manhattan Cardiology","article_published_time":"2022-04-13T18:43:33+00:00","article_modified_time":"2026-07-27T04:51:15+00:00","og_image":[{"width":550,"height":310,"url":"https:\/\/manhattancardiology.com\/wp-content\/uploads\/2022\/12\/understanding-insurance.png","type":"image\/png"}],"author":"twm-admin","twitter_card":"summary_large_image","twitter_misc":{"Escrito por":"twm-admin","Tiempo de lectura":"1 minuto"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/manhattancardiology.com\/blog\/understanding-copays-deductibles-and-coinsurance\/#article","isPartOf":{"@id":"https:\/\/manhattancardiology.com\/blog\/understanding-copays-deductibles-and-coinsurance\/"},"author":{"name":"twm-admin","@id":"https:\/\/manhattancardiology.com\/#\/schema\/person\/d65a962cfb89e37b11e288594db274f6"},"headline":"Understanding Copays, Deductibles, and Coinsurance","datePublished":"2022-04-13T18:43:33+00:00","dateModified":"2026-07-27T04:51:15+00:00","mainEntityOfPage":{"@id":"https:\/\/manhattancardiology.com\/blog\/understanding-copays-deductibles-and-coinsurance\/"},"wordCount":138,"commentCount":0,"publisher":{"@id":"https:\/\/manhattancardiology.com\/#organization"},"image":{"@id":"https:\/\/manhattancardiology.com\/blog\/understanding-copays-deductibles-and-coinsurance\/#primaryimage"},"thumbnailUrl":"https:\/\/manhattancardiology.com\/wp-content\/uploads\/2022\/12\/understanding-insurance.png","articleSection":["Blog"],"inLanguage":"es","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/manhattancardiology.com\/blog\/understanding-copays-deductibles-and-coinsurance\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/manhattancardiology.com\/blog\/understanding-copays-deductibles-and-coinsurance\/","url":"https:\/\/manhattancardiology.com\/blog\/understanding-copays-deductibles-and-coinsurance\/","name":"Copays, Deductibles & Coinsurance | Manhattan Cardiology","isPartOf":{"@id":"https:\/\/manhattancardiology.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/manhattancardiology.com\/blog\/understanding-copays-deductibles-and-coinsurance\/#primaryimage"},"image":{"@id":"https:\/\/manhattancardiology.com\/blog\/understanding-copays-deductibles-and-coinsurance\/#primaryimage"},"thumbnailUrl":"https:\/\/manhattancardiology.com\/wp-content\/uploads\/2022\/12\/understanding-insurance.png","datePublished":"2022-04-13T18:43:33+00:00","dateModified":"2026-07-27T04:51:15+00:00","description":"Demystify copays, deductibles, and coinsurance. Get a clear understanding of healthcare costs at Manhattan Cardiology. Unlock financial knowledge today.","breadcrumb":{"@id":"https:\/\/manhattancardiology.com\/blog\/understanding-copays-deductibles-and-coinsurance\/#breadcrumb"},"inLanguage":"es","potentialAction":[{"@type":"ReadAction","target":["https:\/\/manhattancardiology.com\/blog\/understanding-copays-deductibles-and-coinsurance\/"]}]},{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/manhattancardiology.com\/blog\/understanding-copays-deductibles-and-coinsurance\/#primaryimage","url":"https:\/\/manhattancardiology.com\/wp-content\/uploads\/2022\/12\/understanding-insurance.png","contentUrl":"https:\/\/manhattancardiology.com\/wp-content\/uploads\/2022\/12\/understanding-insurance.png","width":550,"height":310,"caption":"understanding insurance"},{"@type":"BreadcrumbList","@id":"https:\/\/manhattancardiology.com\/blog\/understanding-copays-deductibles-and-coinsurance\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/manhattancardiology.com\/"},{"@type":"ListItem","position":2,"name":"Understanding Copays, Deductibles, and Coinsurance"}]},{"@type":"WebSite","@id":"https:\/\/manhattancardiology.com\/#website","url":"https:\/\/manhattancardiology.com\/","name":"Cardiolog\u00eda de Manhattan","description":"Atenci\u00f3n y Tratamiento Card\u00edaco y Vascular de Clase Mundial","publisher":{"@id":"https:\/\/manhattancardiology.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/manhattancardiology.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es"},{"@type":"Organization","@id":"https:\/\/manhattancardiology.com\/#organization","name":"Cardiolog\u00eda de Manhattan","url":"https:\/\/manhattancardiology.com\/","logo":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/manhattancardiology.com\/#\/schema\/logo\/image\/","url":"https:\/\/manhattancardiology.com\/wp-content\/uploads\/2023\/02\/MC-w-Tagline-400.png","contentUrl":"https:\/\/manhattancardiology.com\/wp-content\/uploads\/2023\/02\/MC-w-Tagline-400.png","width":400,"height":100,"caption":"Manhattan Cardiology"},"image":{"@id":"https:\/\/manhattancardiology.com\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/manhattancardiology.com\/#\/schema\/person\/d65a962cfb89e37b11e288594db274f6","name":"twm-admin","image":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/manhattancardiology.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/f4acb83bbccf8fb2633ff95e8844f77315d21d0a2300a177eafd83d8704f1f4e?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/f4acb83bbccf8fb2633ff95e8844f77315d21d0a2300a177eafd83d8704f1f4e?s=96&d=mm&r=g","caption":"twm-admin"}}]}},"_links":{"self":[{"href":"https:\/\/manhattancardiology.com\/es\/wp-json\/wp\/v2\/posts\/1104","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/manhattancardiology.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/manhattancardiology.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/manhattancardiology.com\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/manhattancardiology.com\/es\/wp-json\/wp\/v2\/comments?post=1104"}],"version-history":[{"count":1,"href":"https:\/\/manhattancardiology.com\/es\/wp-json\/wp\/v2\/posts\/1104\/revisions"}],"predecessor-version":[{"id":2555,"href":"https:\/\/manhattancardiology.com\/es\/wp-json\/wp\/v2\/posts\/1104\/revisions\/2555"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/manhattancardiology.com\/es\/wp-json\/wp\/v2\/media\/1105"}],"wp:attachment":[{"href":"https:\/\/manhattancardiology.com\/es\/wp-json\/wp\/v2\/media?parent=1104"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/manhattancardiology.com\/es\/wp-json\/wp\/v2\/categories?post=1104"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/manhattancardiology.com\/es\/wp-json\/wp\/v2\/tags?post=1104"}],"curies":[{"name":"\u00a1Bien jugado!","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}